Canada-wide junk car directory

Insurance write-off

Sell a Total-Loss Vehicle

A total-loss decision does not always mean the owner is free to sell the vehicle. Settlement, salvage retention, lender, and registration status come first.

01

Make the right first call

Compare safe repair cost, usable life, resale potential, and the complete as-is offer before deciding.

02

Understand the value

Condition matters alongside parts demand, completeness, model, material recovery, location, and documents.

03

Plan a workable pickup

Tell the collector whether it runs, rolls, steers, has keys and tires, and can be reached safely.

Helpful before you book

Make the decision with fewer surprises.

The best outcome is not simply a fast pickup or a large headline number. It is a clear vehicle transfer with an understood payment, workable access, correct documents, and a buyer that can handle the actual condition.

01

Describe the situation clearly

Confirm in writing who owns the salvage after settlement, whether a lender is involved, what brand applies, and where the vehicle may be released.

02

What can change the answer

Selling insurer-controlled or lender-controlled salvage can create serious problems. Resolve ownership before comparing buyers.

03

Your practical next step

Get an as-is quote before spending money or removing parts. Confirm the net payment, collection plan, and required transfer documents.

A useful rule

Do not let urgency remove the checks that protect you.

You can want the vehicle gone quickly and still ask for the net offer, payment timing, collector identity, pickup requirements, and transfer record before releasing it.

Read the consumer safety guides
Questions people ask

Answers before you commit.

Can this condition still qualify?

Possibly. Acceptance depends on the exact vehicle, completeness, ownership, location, access, and buyer capability.

Should I repair it first?

Get an as-is quote and realistic repair estimate first. Major repair spending rarely increases a scrap offer by the full amount.

What photos should I send?

Show all four sides, the damaged area, wheels, interior, engine area, and the access path from the road.

Get a clear quote before you arrange a separate tow.

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